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Deadly Mistake #1: Thinking you can't afford it.
Today, buying the home of your dreams is easier than ever before. Many people who
thought that buying the home they wanted was simply out of their reach are now enjoying
a new lifestyle in their very own new home.
Buying a home is the smartest financial decision you will ever make. In fact, most
American and Canadian home owners would be financially broke at retirement if it weren't
for one saving grace - the equity in their home. Furthermore, mortgage rates are more
flexible today than ever and tax allowances favor home ownership.
Even if you have little money for a down payment or credit problems, chances are that
you can still buy that new home. It just comes down to knowing the right strategies, and
working with the right people. See below.
Deadly Mistake #2: Not hiring a buyer's agent to represent you.
Buying property is a complex and stressful task. In fact, it is often the biggest single
investment you will make in your lifetime. At the same time, real estate transactions have
become increasingly complicated. New technology, laws, procedures and competition
from other buyers require buyer agents to perform at an ever-increasing level of
professionalism. For many home buyers, the process turns into a terrible, stressful
ordeal. In addition, making the wrong decisions can end up costing you thousands of
dollars. It does not have to be this way!
Work with a buyer's agent who has a keen understanding of the real estate business and
who is on your side. Buyer's agents have a fiduciary duty to you. That means they are
loyal to only you and are obligated to look out for your best interests. Buyer's agents can
help you find the best home, the best lender and the best inspector. Best of all, in most
cases, the buyer's agent is paid out of the seller's commission, even though he/she works
for you.
Trying to buy a home without an agent at all is, well... Unthinkable.
Deadly Mistake #3: Getting a cheap inspection.
Buying a home is probably the most expensive purchase you will ever make. This is no
time to shop for a cheap inspection. The cost of a home inspection is very small relative
to the home being inspected. The additional cost of hiring a certified inspector is almost
insignificant. As a home buyer, you have recently been crunching the numbers,
negotiating offers, adding up closing costs, shopping for mortgages and trying to get the
best deals. Do not stop now. Do not let your real estate agent, a patty-cake inspector or
anyone else talk you into skimping here.
InterNACHI front-ends its membership requirements. InterNACHI turns down more than
1/2 the inspectors who want to join because they can't fulfill the membership requirements.
InterNACHI certified inspectors perform the best inspections by far. InterNACHI certified
inspectors earn their fees many times over. They do more, they deserve more, and yes
they generally charge a little more. Do yourself a favor...and pay a little more for the
quality inspection you deserve.
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Call 832-768-4202 to schedule your Home Inspection.
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Home Inspections performed in:
Houston, Alvin, Baytown, Bellville, Brenham, Brookshire, Bryan ,College Station, Columbus, Conroe, Deer Park, Eagle
Lake, Friendswood, Galveston, Hempstead, Humble, Kingwood, Katy, League City, La Porte, Missouri City, Magnolia,
Montgomery, Navasota, Needville, Pasadena, Pearland, Richmond, Rosenberg, Sealey, Spring, Sugarland, Texas City,
Tomball, Waller, Woodlands
and other surrounding areas.
Call 832-768-4202 for more details
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